Heads up PayPal is changing ToS again

eymbeeart:

shia-art:

toridomi:

toridomi:

awkwardtimezone:

dornisaurio:

And they are getting even more strict when it comes to not using invoices for charging for Digital Goods.

Whatever Invoices make you uncomfortable or not, you gotta start using them if you want to keep your PayPal and your money. Changes starting this October 19th.

Honestly I don’t get why so many artists are so overwhelmed by invoices, takes just a few clicks to set up. 

And is not only “oh you have to use invoices because PayPal says so” if you don’t use invoices you’re putting yourself at risk of being scammed by an user abusing the buyer’s protection. 

Since PayPal ain’t got no idea of what those $50 you received were for, but the buyer is saying they didn’t got anything for the money, PayPal will just side with the buyer.

I’m seriously begging ppl, start using invoices. I’m tired of seeing ppl complain their paypal was banned, or is under investigation, or worse, the $100 they got for a very complicated commission, 3 months later get a refund issue. 

just

start

using

invoices

for your own sake. 

Here is how you use invoices because I can’t keep playing devil’d advocate, yes I would love to help you get your PayPal restored but just this last month I had to help three persons, and they were MORE than aware of this issues. 

Just protect yourself. 

Step 1. You login and click here

Step 2. You click create new Invoice. YOU NEVER CLICK REQUEST MONEY, unless you want to risk yourself to get scamer by buyer’s protection exploit and not only lose your money but your paypal account, and any future paypal linked to your irl name. 

Step 3 You follow this steps

1. Invoice for amount only

2. Ask your client for their PayPal email and put in that field

3. Add a vague description of what you’re doing, something like “Character Coloured with Background” is good enough, and if you need more than 1 character you can type in “2″ where it says amount, or just say “2 characters”.

Warning: don’t type in “Naruto rawing Sasuke”. That will get you banned. 

4. Click send. 

Optional steps. Create a template, doesn’t take more than 10 minutes and it will save you a lot of time for future invoices, you can even click on “items” right next to “create invoice” and add a list of services you offer such as “character sketch” “character flats” along with a price, so next time you invoice you just add to the invoice from your list of items and you saved yourself some more time. 

More importantly, you protect yourself from buyer’s protection exploit because if PayPal knows you’re doing digital goods, then you will be allowed that you did in fact created a digital good. 

Keep PayPal happy, as for right now there are no alternatives to this service, and this is the only source of income for many freelancers. 

Stay safe. 

Heads up, all commissioning artists

I’ll be doing this from now on!

ADDING THIS BC I HATE PAYPALLLL

OK so when you send/make invoices…it doesnt let you choose ‘digital good’ or differentiate between “goods (as in physical)” and “services” (as in doesnt need address) which is what you could do with micropayments….

SO WHEN U SEND INVOICE the buyer will be asked for their shipping address.
 ( I even had the options turned off for shipping?? I was pretty sure there USED TO be an option that you turned off and then it wouldn’t ask for shipping, but that doesnt seem to work anymore? I went to where the setting was and still had the boxes unchecked, and yet my buyer was still getting asked to put in shipping address, and when invoice was paid, i was being asked to provide shipping label by X date or Consequences.)

SO APPARENTLY YOU HAVE TO DO THIS as the SELLER

SO go to the invoice (i think this can be done BEFORE the buyer pays?? Didnt try myself tho, i did it after it was paid), and click on VIEW DETAILS in that first box 

Scroll to the bottom of the page and click ADD TRACKING INFO 

(YES COUNTER-INTUITIVE AS BALLLLLS.)

of course HERE IS WHERE YOU’RE GIVEN INSTRUCTIONS ON PROCESSING DIGITAL GOODS. HIDDEN BEHIND A BUTTON YOU WOULDNT PRESS IF YOU WERE, SAY, TRYING TO SELL DIGITAL GOODS.

Select Order Processed/Service Rendered

YAY this stuff fills itself out and you can save and not have to worry about shipping your Digital Intangible Product to a very confused seller.

I am so salt about this. excuse me while i go cry angrily.

Think I’ll reblog this for my own use…

Guess I gotta get used to sending invoices for all transactions soon then

Hello I’m 17 and am being kicked out of my home as soon as I’m 18 I’ve been trying to prepare my self for this and have estimated 7,350 dollars in my bank account I have no credit and my parents have repeatedly told me we are cutting you off and disowning me how fucked am I? Please any advice would be extremely helpful and very very appreciated

bitchesgetriches:

yournewapartment:

yournewapartment:

First of all- take a second to breathe. You are in a terrible situation, but you are strong and resilient and you have $7,000 in savings. You WILL get through this! Also you have more money than both my boyfriend and I put together currently, and we rent an apartment with 2 cats. You can do it!

I have a few questions for you-

1. Do you have a job?

2. Do you want to attend a university?

3. Are you opposed to living with roommates?

4. Do you have transportation?

My Parents Are Forcing Me To Move Out- What Can I Do?

I get a lot of questions about this. Here are some steps that you can take while still living in your parents house, steps that will help you work towards getting a place of your own. Stay strong! You’ll get through this.

1. Important Documents. Get as many of your important documents (social security card, birth certificate, tax forms, etc) as possible while you’re still living with your parents. You will need this information when you move out, and it may be harder for you to get these documents after you’ve moved out.

2. Get a job. If you’re still in school, limit yourself to a part-time job that can become a full-time job when you finish your education. You can’t save up money if you don’t have a job, and this will just force you to be dependent on your parents financially. 

3. Get transportation. Get yourself a mode of transportation that does not rely on your parents. Biking, walking, and using public transportation are all ways that you can get where you need to be without their help. You cannot rely on any car that’s in their name (even if they call it “your” car). I’ve had multiple friends dealing with difficult parents have their cars taken away from them in an attempt to further control their lives. 

4. Start saving money. Even if this just means saving $100 every two weeks, this is still a great start! 

5. Separate bank account. Speaking of saving money, get yourself a bank account that your parents don’t have access to. A friend of mine tried to move out of her home and her parents literally moved all her money into their account because they had joint access. If you cannot get a separate bank account, start saving money in cash in a good hiding spot.

6. Start paying for your own devices. You do not want your parents to be able to threaten to take your phone away if they don’t like the choices you’re making. You should also change any passwords on devices that your parents may know.

7. Utilize resources that get you out of the house. There are lots of spaces that you can hang out after school for free, including public parks and libraries. Join clubs and volunteer your time if you can’t stand being home.

8. File as independent on your taxes. We’re a while away from tax season, but remember to file as independent on your taxes. This means that your parents can no longer claim you as a dependent and will no longer receive a tax break from the government for housing you. What it means for you, is that you will no longer be considered part of their tax bracket. This means you’ll have a better chance at applying for financial aid, health insurance, car insurance, etc.

9. Involve your college. If you’re looking to go to university sometime in the future but are afraid you can’t afford it, find out if your college has any programs for independent students. Many SUNY schools have what is called the EOP Program and the Independent Student Program, which will pay for your college tuition based off your independent tax status. You cannot rely entirely on FAFSA to pay for your tuition! Talk to a school counselor and find out what is offered. PS: Many of these programs are first-semester admit only, so take that into consideration.

10. Keep your housing search a secret. I hate to generalize with parenting, but if your parents are threatening to throw you out or are forcing you to move out, it’s probably not a good idea to let them know that you’re going to move out. Oddly enough, two of my friends who have been in this very same situation got ready to move out of their respective homes, only to have their parents freak out. Even if your parents are saying that they’re going to force you to move out, they may not believe that you actually can and will do it. They may try to stop you or use emotional tactics to control you and keep you home. When you do move out- do not under any circumstance tell them your address.

11. Build your support system. Tell as many trustworthy people as you can what is happening, so that they can be there to support you during this time. You’ll have places to crash in if you need to, so your parent’s house isn’t your only option. I would try to tell at least one “Adult” in your life- a teacher, a counselor, your employer, etc. Obviously you don’t want them talking to your parents, but they may be able to offer support and confidence. 

12. Decide on an apartment budget. Decide what you can afford, based off of how much money you’re making. Find out if any of your friends are going to get their own place, and see if you can find a roommate. This will save you so much money and headache in the long run. If you can’t find a roommate and can’t afford an apartment, look into renting a room in a house or shared space.

13. Learn some life skills. Cooking, cleaning, sewing, basic repair, car maintenance, laundry, etc are all useful skills that you will need when you move out. Start mastering them now, and you’ll feel more confident when on your own.

14. Discount stores. Get familiar with shopping for yourself at discount stores. While shopping at the Dollar Store may not be ideal for you, I recommend that you buy all your starter groceries and household supplies there. Off-brand items will save you $$!

15. Make plans for pets. Do not leave your pets at your parent’s house. If you can’t move them into your new place, find a friend who can pet sit until you find a more comfortable situation. Do not let your parents hold your pets over your head as emotional leverage!

16. Be prepared to buy new furniture. Your parents may not allow you to take any furniture with you when you move. Be prepared to spend some money on things like mattresses, tables, cooking supplies, etc. Peruse local yard sales and bargain bins to see if you can scavenge any supplies. Hit up your friends and coworkers to see if they have any furniture/supplies they’re not using. Honestly this is how I got half of the furniture in my apartment.

17. Try to keep it positive. Throughout all of this, please remember that your parents do love you, even if they’re not expressing it in a positive way. Be above toxic behavior and any emotional bullying they may throw your way, and when you do move out try to let them know that you love them and hope they will support you. They may ignore you or refuse to talk to you for some time after you move out, and this is okay. They will eventually get to the point where they miss your contact, and you should be prepared for that opportunity to start fresh. I’ve known people whose relationship with their parents has improved 100% after they move out. Some personalities are just not meant to live together. Give them the time they need to adjust, and be proud of yourself for everything you’ve done!

I hope this helps!

This is one of the most important posts on Tumblr.

sounddesignerjeans:

princess-mint:

alarajrogers:

niambi:

I’m????

Oh my God this actually explains so much.

So there’s a known thing in the study of human psychology/sociology/what-have-you where men are known to, on average, rely entirely on their female romantic partner for emotional support. Bonding with other men is done at a more superficial level involving fun group activities and conversations about general subjects but rarely involves actually leaning on other men or being really honest about emotional problems. Men use alcohol to be able to lower their inhibitions enough to expose themselves emotionally to other men, but if you can’t get emotional support unless you’re drunk, you have a problem.

So men need to have a woman in their lives to have anyone they can share their emotional needs and vulnerabilities with. However, since women are not socialized to fear sharing these things, women’s friendships with other women are heavily based on emotional support. If you can’t lean on her when you’re weak, she’s not your friend. To women, what friendship is is someone who listens to all your problems and keeps you company.

So this disconnect men are suffering from is that they think that only a person who is having sex with you will share their emotions and expect support. That’s what a romantic partner does. But women think that’s what a friend does. So women do it for their romantic partners and their friends and expect a male friend to do it for them the same as a female friend would. This fools the male friend into thinking there must be something romantic there when there is not.

This here is an example of patriarchy hurting everyone. Women have a much healthier approach to emotional support – they don’t die when widowed at nearly the rate that widowers die and they don’t suffer emotionally from divorce nearly as much even though they suffer much more financially, and this is because women don’t put all their emotional needs on one person. Women have a support network of other women. But men are trained to never share their emotions except with their wife or girlfriend, because that isn’t manly. So when she dies or leaves them, they have no one to turn to to help with the grief, causing higher rates of death, depression, alcoholism and general awfulness upon losing a romantic partner. 

So men suffer terribly from being trained in this way. But women suffer in that they can’t reach out to male friends for basic friendship. I am not sure any man can comprehend how heartbreaking it is to realize that a guy you thought was your friend was really just trying to get into your pants. Friendship is real. It’s emotional, it’s important to us. We lean on our friends. Knowing that your friend was secretly seething with resentment when you were opening up to him and sharing your problems because he felt like he shouldn’t have to do that kind of emotional work for anyone not having sex with him, and he felt used by you for that reason, is horrible. And the fact that men can’t share emotional needs with other men means that lots of men who can’t get a girlfriend end up turning into horrible misogynistic people who think the world owes them the love of a woman, like it’s a commodity… because no one will die without sex. Masturbation exists. But people will die or suffer deep emotional trauma from having no one they can lean on emotionally. And men who are suffering deep emotional trauma, and have been trained to channel their personal trauma into rage because they can’t share it, become mass shooters, or rapists, or simply horrible misogynists.

The only way to fix this is to teach boys it’s okay to love your friends. It’s okay to share your needs and your problems with your friends. It’s okay to lean on your friends, to hug your friends, to be weak with your friends. Only if this is okay for boys to do with their male friends can this problem be resolved… so men, this one’s on you. Women can’t fix this for you; you don’t listen to us about matters of what it means to be a man. Fix your own shit and teach your brothers and sons and friends that this is okay, or everyone suffers.

The next time a guy says, “What? You don’t want to be my friend?” I’ll text him this and then ask if he really wants to be friends or just have another potential girlfriend.

y’all I am living for these analyses where the new way to fight the patriarchy is to teach men to love each other and themselves

transpotter:

trans/queerphobia is not limited solely to the actual murder of people it also includes but is not limited to:

  • casual cissexism (ie. “girls are so strong dealing with their periods!”)
  • denial of privilege (ie. “yeah gay people might have it hard but i have it hard too and im straight!!”)
  • trivialization of oppression (ie. “not all cis people are like that!! theres a few assholes out there, but most people are accepting!”)
  • passive by-standing (ie. not actively oppressing trans/queer people but also not DOING ANYTHING when they are being oppressed)
  • refocusing attention onto the privileged party (ie. “yeah you may get called a [t slur] but you called me a cishet which is bullying!!”)
  • weaponizing support (ie. “now that you were mean to me i dont know if i want to support queer people anymore”)
  • invalidation of anger (ie. “just because youre oppressed doesnt mean you can just bully people!”)
  • simplifying oppression (ie. “lets all just be nice to each other!”)
  • erasure of identities (ie. “just stop labeling yourself and you wont get oppressed!”

hedaclara:

Guys, the first images of Irma’s level of devastation are coming out of Barbuda and it’s heartbreaking. The President of Barbuda says that 90% of the island is uninhabitable, upwards of 60% of the TOTAL population are now homeless because the hurricane destroyed virtually every building and home on the island, and that the estimated damage is valued at no less than $200 million dollars. That’s money a small island like that doesn’t have. They’re saying it’s going to take years to rebuild and Hurricane Jose is right behind Irma on the same path which means they could be hit twice. This is just one of the islands being affected.

Please, show up for the Caribbean like you did for Houston. There is no safety net for any of these islands including mine. They’ll rely entirely on foreign aid. Find local charities or global trustworthy charities (NOT the Red Cross) and make a donation asking them to aid the Caribbean. There’s whole countries being turned into rubble with no financial means to repair their infrastructures. They’re going to need help.